Training Course On Credit Appraisal And Loan Portfolio Management
Course Overview
This course equips participants with practical skills in credit assessment, loan analysis, risk evaluation, and portfolio monitoring for financial institutions. The training emphasizes credit appraisal techniques, borrower evaluation, cash flow analysis, collateral assessment, loan structuring, and the use of portfolio quality indicators. Participants will also learn best practices for managing delinquency, strengthening repayment performance, and enhancing overall credit risk management within SACCOs, MFIs, and banks.
Learning Objectives
By the end of the training, participants will be able to:
Understand the credit appraisal process and lending cycle.
Conduct thorough borrower assessments using financial and non-financial indicators.
Analyze cash flows, repayment capacity, and business viability.
Evaluate collateral and design appropriate loan structures.
Monitor loan portfolio performance using key credit risk indicators.
Apply tools for managing delinquency, arrears, and loan recovery.
Strengthen credit risk management systems for sustainable lending.
Tools for portfolio analysis and trend interpretation
Module 5: Delinquency Management and Loan Recovery Strategies
Causes of loan default and mitigation strategies
Loan restructuring and rescheduling options
Collection techniques and borrower engagement
Recovery strategies and legal processes
Strengthening credit risk management systems
Who Should Attend
This course is designed for credit officers, loan officers, credit managers, branch managers, portfolio managers, risk officers, financial analysts, business development officers, and internal auditors working in SACCOs, microfinance institutions, banks, and other lending organizations.
Duration & Delivery
Duration
5 Days
Delivery Mode
Online or In-Person Training Available
Certification
Professional Certificate Included
Language
English
GENERAL NOTES
i. The client has many options on where they would wish to have the training
Onsite training (In Kenya)
Onsite training (Outside Kenya)
Online Training
a. Mombasa
a. Southern Sudan – Juba
a. Zoom
b. Nairobi
b. Tanzania – Dar es Salaam
b. Webex
c. Naivasha
c. Rwanda – Kigali
c. Google meets
d. Machakos
d. Nigeria – Lagos
d. Google teams
e. Thika
e. Lilongwe – Malawi
..
f. Nakuru
f. South Africa – Johannesburg
..
g. Embu
g. Ghana – Accra
h. At work place
h. At work place
..
ii. The client shall communicate the preferred training venue at least seven(7) days before the training date. Otherwise the training shall take place in Nairobi.
iii. This training is delivered by our seasoned trainers who have vast experience as expert professionals in the respective fields of practice. It is taught through a mix of practical activities, theory, group works and case studies.
iii. Training manuals and additional reference materials are provided to the participants.
iv. Upon successful completion of this training, participants will be issued with Arichum Consulting certificate.
v. The onsite training fee covers tuition fees, training materials, tea at 10am, lunch, tea at 4pm, training venue and a certificate on completion. Accommodation and travel may be arranged for our participants upon request.
vi. The online training fee covers tuition fees, training materials, and a certificate on completion.
