Training Course On Treasury And Liquidity Management In Saccos And Microfinance Institutions

Course Overview

This course equips microfinance professionals with practical skills to manage cash flows, optimize liquidity, mitigate financial risks, and ensure institutional stability. Participants will learn treasury operations, liquidity forecasting, asset–liability management, investment strategies, and regulatory compliance to strengthen financial performance and sustainability in Saccos and microfinance institutions (MFIs).

Learning Objectives

By the end of this course, participants will be able to:

  1. Understand treasury functions and liquidity management principles within the operational context of microfinance institutions.
  2. Develop accurate cash flow forecasts and implement tools for effective liquidity planning and monitoring.
  3. Apply asset–liability management (ALM) techniques, including gap analysis, interest rate risk management, and balance sheet optimization.
  4. Execute treasury operations, including fund management, short-term investments, counterparty assessment, and documentation.
  5. Monitor liquidity risk using key ratios and indicators, and ensure compliance with regulatory and internal requirements.
  6. Identify early warning signs of liquidity challenges and implement corrective actions to maintain stability.
  7. Strengthen institutional treasury policies, internal controls, and reporting systems to enhance financial resilience and sustainability.
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Course Content

Module 1: Introduction to Treasury and Liquidity Management in Saccos and MFIs

  • Role of treasury in microfinance institutions
  • Key concepts: liquidity, solvency, cash flow, reserves
  • Treasury functions and responsibilities
  • Financial risks associated with poor liquidity management
  • Regulatory and industry guidelines

Module 2: Cash Flow Planning and Liquidity Forecasting

  • Cash flow cycle in microfinance operations
  • Tools for liquidity forecasting
  • Managing inflows and outflows effectively
  • Scenario planning and stress testing
  • Liquidity buffers and reserve requirements

Module 3: Asset–Liability Management (ALM)

  • Understanding assets, liabilities, and maturity gaps
  • Interest rate risk and liquidity risk management
  • ALM frameworks for MFIs and Saccos
  • Gap analysis and balance sheet positioning
  • ALCO (Asset-Liability Committee) roles and responsibilities

Module 4: Treasury Operations and Investment Management

  • Treasury workflows and controls
  • Managing institutional funds and short-term investments
  • Instruments: deposits, T-bills, money market funds
  • Counterparty risk management
  • Documentation and reporting standards

Module 5: Liquidity Risk Monitoring, Compliance, and Performance Improvement

  • Liquidity ratios and key performance indicators (KPIs)
  • Regulatory compliance and reporting requirements
  • Early warning signals and corrective action plans
  • Strengthening policies, systems, and internal controls
  • Developing a liquidity management improvement plan

Who Should Attend

Treasury Officers, Finance Managers, Accountants, Liquidity Management Officers, Risk Management Officers, Internal Auditors, Compliance Officers, Portfolio Managers, Branch Managers, and Operations Managers.

 

GENERAL NOTES

 i.   The client has many options on where they would wish to have the training

Onsite training (In Kenya)

Onsite training (Outside Kenya)

Online Training

a.   Mombasa

a. Southern Sudan – Juba

a. Zoom

b.  Nairobi

b. Tanzania – Dar es Salaam

b. Webex

c.  Naivasha

c. Rwanda – Kigali

c. Google meets

d.  Machakos

d. Nigeria – Lagos

d. Google teams

e.  Thika

e. Lilongwe  – Malawi

..

f.   Nakuru

f. South Africa – Johannesburg

..

g. Embu

g. Ghana – Accra

 

h.  At work place

h.  At work place

..

ii. The client shall communicate the preferred training venue at least seven (7) days before the training date. Otherwise the training shall take place in Nairobi.

 iii. This training is delivered by our seasoned trainers who have vast experience as expert professionals in the respective fields of practice. It is taught through a mix of practical activities, theory, group works and case studies.

 iii. Training manuals and additional reference materials are provided to the participants.

 iv. Upon successful completion of this training, participants will be issued with Arichum Consulting certificate.

 v.   The onsite training fee covers tuition fees, training materials, tea at 10am, lunch, tea at 4pm, training venue and a certificate on completion. Accommodation and travel may be arranged for our participants upon request.

 vi.   The online training fee covers tuition fees, training materials, and a certificate on completion.

 

Training Charges per Person

All non-Kenya Delegates shall Pay in USD ($)

Number of Participants

On Site 5 days per person

Online 5 days per person

On Site 10 days per person

Online 10 days per person

 

USD ($)

Ksh.

USD ($)

Ksh.

USD ($)

Ksh.

USD ($)

Ksh.

1

862

80,000

517

48,000

1,724

160,000

1,034

96,000

2    to    10

776

72,000

465

43,200

1,552

144,000

931

86,400

11    to    20

698

64,800

419

38,880

1,396

129,600

838

77,760

21    to    30

628

58,320

377

34,992

1,257

116,640

754

69,984

31    to    40

566

52,488

339

31,493

1,131

104,976

679

62,986

41    to    50

509

47,239

305

28,344

1,018

94,478

611

56,687

above 50

458

42,515

275

25,509

916

85,031

255

51,018